In the United States, it’s common for people’s lives to follow a certain trajectory. They finish high school, go to college, embark on a career, and raise a family. But how many of these traditional milestones aren’t as necessary as we once thought? The world has changed a great deal over the past few decades. Modernization has changed the way we do almost everything. Here are some things you don’t actually need to live your best life.
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A life insurance policy is a pretty standard part of employee benefit packages. But your policy might not actually have the level of benefit that you want. The goal of a life insurance policy is to make sure that your family will be taken care of if you pass away. As you get older, though, your needs change. Your children might grow up and find financially stable careers of their own.
The amount of compensation that your spouse requires might change too. If you’ve found yourself saddled with a life insurance policy that’s just draining your monthly budget, you can sell it. There’s a guide explaining how a life settlement company can give you a lump sum for your policy and take over maintaining the payments in the future. You might consider this if you need a little extra spending money or you’re dissatisfied with your current policy.
A College Degree
Plenty have gone to college with the promise that getting a degree will be enough to afford them the career of their dreams. But if there aren’t a lot of job opportunities in your industry, or you’re working in a very competitive industry, this path can leave you saddled with student debt. College degrees are no longer as necessary as they once were.
While it’s true that some employers won’t consider anyone without a college degree, many jobs can be done by people with relevant industry experience — even if they don’t have degrees. Many of the benefits of healthy study habits that you would learn as a college student can also be learned through real-world experiences. On a similar note, there are a lot of opportunities in trade and manufacturing for those who go to trade school instead. Trade school is also ideal because it tends to have less expensive tuition, and you can complete a program in one to two years.
Now, this one might vary a little depending on your location. Those who live in rural areas often don’t have enough infrastructure to get from place to place without a vehicle. But if you live in a city that has bike lanes and buses, public transport is your friend. If you intend to get by without a car, you’ll need to consider certain things. For example, you’ll probably want to live in a walkable neighborhood and have a bike to ride. You’ll also want to be familiar with the public transportation options near you. Many people are choosing to go without a vehicle because of the positive impact on their environmental footprints. Cars are a big source of carbon emissions, and even simply carpooling has been shown to reduce pollution.